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I'm 63 With $1.5M. Can I Spend $10K a Month?

You’ve saved $1.5 million. Now comes the real test.

Can it produce $10,000 a month, or will that pace drain your portfolio?

Most retirees do not get a clear answer until it is too late.

The issue is not just how much you have. It is whether your portfolio was built to pay you, not just grow.

That difference can determine whether your money lasts decades or starts breaking down early.

Sequence of returns, taxes on withdrawals, healthcare costs, and whether the 4% rule still applies all play a role.

Fiduciary advisors created a breakdown showing what drives sustainable income and why the same $1.5M can produce very different outcomes.

If you have $1M or more invested, do not guess.

See How Long My Money Lasts

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Dive into Today’s Fun Fact!

Sandy Island appeared on maps for over 130 years — in the Times Atlas, on Google Earth, in military databases. In 2012, a team of scientists sailed to its exact coordinates to settle a discrepancy between two maps. What they found there, a mile below the hull, raised an uncomfortable question about everything else we think we know.